Smart Finance Group was founded in 2013. Its mission is to leverage technology to enable China’s underbanked population to access credit online quickly and conveniently. The company was the first large scale player in China to integrate A.I. into the entire credit lending process.
I.C.E. (Identification, Calculation, Evaluation) is a self-developed A.I. risk management engine. Supported by innovative technologies, such as machine learning and high-performance computing, I.C.E. can identify and serve China’s underbanked population. It is composed of Conan (feature engineering), D-AI (machine learning) and Anubis (high-performance computing framework). Up to now, I.C.E. has 5000+ valid weak features and 100+ machine learning models.
Yongqianbao is a financial platform for China’s underbanked population to apply loan service. Supported by self-developed “I.C.E.” A.I. risk management engine, Yongqianbao has closely cooperated with financial institutions, providing the service of customer recruitment and risk control management.
Huichengbangbang PaaS is a credit processing management system of Smart Finance Group based on big data and automation technology, and provides customer service and loan collection. Because of its data-oriented，standard and systematic services, Huichengbangbang can help to improve loan efficiency, lower loan risk，and then build a healthy credit environment and promote credit consciousness.
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